Credit Repair "DIY" or Bail Out ok BAIL OUT!

OK,OK, OK Obama inherited a huge deficit, much of it was because of the policies and irresponsible spending led by Republican President George W. Bush. But let’s not forget that the Congress, which authorizes spending, was controlled by Democrats in the last two years of Bush's presidency. So lets stop pointing fingers and get to the bottom of this mess.

I know this is a “DIY” credit repair blog and trust me by the end of this you will understand what I have to say makes sense but will never and I mean NEVER happen. You see this whole idea that the government bailing out corrupt companies will help us (us being TAX Payers) is a joke. While all this is said to help the housing market and the credit market will rebound because of all this money going to banks and other so called earmark programs LOL we (the TAX Payer) are getting the screws tightened down more on our money.

So here is what needs to be done STOP giving irresponsible companies our money. Let them go bankrupt. That is what happens when you or I spend irresponsibly we go bankrupt or have collectors on our back till we pay. I don’t see other taxpayers running to give us money to bail us out. Nor would I do it for them it’s called Personal Responsibility. Something we have lost in this country it is NOT the government’s responsibility to bail us or other businesses out.

Why is this such a hard thing to grasp? It gets even better now some of the same people who ran these companies in the ground are the same ones who are going to help fix the problem. That’s even more irresponsible. Let’s see we have a credit and housing crisis lets get the same people who helped run Fannie and Freddie into the ground (and made MILLIONS doing it) help save them and fix all of our problems. Are we all just that stupid in this country that no matter whom the President is we are going to believe what they say NO questions asked because they look and sound good on TV?

I for one am going to make sure whatever politician votes for this in my state will NOT get my vote in 2010. I strongly suggest you do the same or we will have double the deficit in 5 years and triple in 10 nothing like bankrupting the next 5 or so generations to come. Oh yeah I am NOT sorry if I upset or offended you by my remarks trust me I will have more to come………. More Credit advice to follow.






Visit credithelp21 for you very own “DIY” Do It Yourself Credit Repair Kit.

If you are looking for mortgage financing or need to use a free financial calculator

Loan Modification Facts Don't be Fooled by Your Lender!!!

Ok, so you are struggling to pay your mortgage. Worse yet you already have been late on making payments. TRUST me you are not alone.

The bailout is not helping us the homeowners or taxpayers at all. Don’t be fooled, help is not on the way at least not by our government. All they are doing is putting us in further debt.

You need help and you don’t want to lose your house. Your credit scores are dropping because of late payments and you can’t refinance your house. What do you? Who can help you? LLS can help keep your house and save you 25% – 50% on your mortgage payment a month. If you are like so many others in this country who are upside down in there house because of the drop in the housing market, you possibly get a principle balance reduction on your mortgage.

LLS is a non-profit loan modification company who works for you to renegotiate the terms of your current mortgage with your mortgage company. Well I know what you’re thinking I will just call them myself. BIG PROBLEM!!! That is just what they want you to do. They will rake you over the coals and spit you out. Right after they add a bunch of fees on to the back of your loan.

Why do I say that you ask, well the long and short of it is because they can! Just one example one client went to their current lender for a loan modification once everything was said and done it saved her $10.00 per month and added $49,000.00 to her loan. Also she only owed them $100,000.00 when she called them now she owes $149,000.00. LLS is working with her and the lender to correct this as I write this blog.

So you see it’s kind of like going to court without an attorney. It’s not the courts problem you don’t have an attorney, nor it is not the lenders fault you want to modify your loan with no experience in doing loan modifications.

I strongly suggest you contact LLS to help you. They are the best in the business. I send ALL my mortgage clients who I can not help to them because I know they will treat them with the same respect I did doing their mortgages. Also, remember that if you have been late on your mortgage to get your “DIY” Do It Yourself Credit Repair Kit.



Are you behind on your mortgage? Need HELP? Don’t loose your house we can HELP! USA only Nationwide contact LLS HELP!


Visit Credit Help 21 for you very own “DIY” Do It Yourself Credit Repair Kit.

If you are looking for mortgage financing or need to use a free financial calculator