Thursday, November 13, 2008

How Do I Read My Credit Report?

Navigating your credit report can be very confusing. You want to make sure you understand everything on your credit report. Below is a sample of some abbreviations used on credit reports, for more information contact www.questgroup-usa.com

I = Installment account

R = Revolving account

M = Mortgage or Real-estate

1 = always paid on time

3 = 60 days late

9 = charged off as bad debt, collection, un-collectable, or charged off

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