What are the biggest challenges with legal credit repair?

Getting the credit bureaus and creditors to comply with the legal requests they are required to comply with by law is the biggest challenge. It is estimated that up to 50% of consumers could have a cause for legal action for noncompliance with Fair Credit Reporting Act against either the credit bureaus or their creditors when dealing with a dispute. Because litigation is extremely expensive, pursuing these violations for money judgments does not make sense and cost more than the awards can bring at the end of the day.