Tip #22: Know the difference between soft and hard inquiries
When you pull your credit report to look at it, it is counted as a “soft inquiry.” Only “hard inquiries” from lenders will affect your credit score dramatically. Although checking your credit score too often is an expensive habit, you should not avoid checking your credit report because you fear it will make your credit rating worse. Visit http://www.credithelp21.com/
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So many myths surround credit and credit scores, no wonder so many are confused. For this reason I have started this blog for accurate information for everyone to understand their credit, scores and how to bring them up or keep them up. All questions and input welcomed. If you post it make sure its fact not fiction.
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