From time to time I like to give some resources I feel will help you with "DIY" Do It Yourself credit repair. Once I get more information on the bailout and the real effects it will have on all of our abillity to obtain credit I will update the blog.
Two years ago, a credit score of 620 seemed like a sure bet to get financing rates to buy a car, purchase a house, get an equity line or receive a credit card.
In today’s market however a minimum of 700 – 720 is what most lenders are looking for in today credit crisis. Lower credit scores in the range of 620 – 699 are still able to get financing but rates and the terms are much tighter than over the last two years. If you are below 620 you need to correct the problems on your credit report before you try to get financing. Credit Help 21 has a “DIY” Do It Yourself credit repair kit with all the information and forms you need to get you back on track.
As a full time mortgage broker and credit specialist I see everyday the effects of stricter lending standards. People who could really benefit from lower rates especially on their mortgage can’t because their credit scores have gone down or there are late payments on their mortgage.
If you’re behind or struggling on your mortgage payments and foreclosure proceedings have not started, contact Loan LifeSavers for a one on one consultation. They specialize in loan modifications with a minimum savings of 25% - 50% per month off your current mortgage payment. Plus they also work directly with your lender to get a principle balance reduction, late charges and fees removed. That means it’s NOT added to your mortgage balance. Don’t be a victim of the mortgage meltdown and the credit crisis. Contact Loan LifeSavers today and visit Credit Help 21 for your “DIY” Do It Yourself credit repair kit.
Are you behind on your mortgage? Need HELP? Don’t loose your house we can HELP! USA only Nationwide contact LLS!
Visit Credit Help 21 for you very own “DIY” Do It Yourself Credit Repair Kit.
If you are looking for mortgage financing or need to use a free financial calculator
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