Christmas, Black Friday, and the Credit Crisis!

Here we are a week a way from “Black Friday” and retailers are desperate to get your money into their hands. JC Penny’s has announced they are dropping prices below last year’s prices in an effort to get customers in the door. While other retailers are doing the same thing, the question would be - is it too little too late? Only time will tell. There is one thing we can do – SHOP - there I said it. Stop listening to all the negative media and do some Shopping. This will help the economy which needs OUR help, not the Government’s. So, we, the people, need to shop and shop responsibly. Shopping responsibly means not going into debt. When shopping for Christmas use a form of “cash”, that means to literally pay with cash or use a credit card which will be paid in full when the bill is received. Remember, not shopping or going out to eat will hurt all of us because, more jobs will be lost, which mean more foreclosures, and more credit problems for all. Restaurants also want you to dine with them, so a lot, are offering “kids eat free” deals to get you in the door. I think this is a GREAT opportunity for all of us to save money and still enjoy all of December, Christmas and the New Year. Here are some websites that have kids eat free info www.mykidseatfree.com
and www.kidsmealdeals.com. If you are looking for more information on your credit and do it yourself “DIY” credit repair visit http://creditrepair21.blogspot.com lets have a Great end to a year that has seen its share of issues.