LAWS TO PROTECT YOU FROM BAD DEBT COLLECTORS!!

THE FAIR DEBT COLLECTION PRACTICES ACT or (FDCPA)

§ 806. Harassment or abuse

A debt collector may not engage in any conduct the natural
consequence of which is to harass, oppress, or abuse any
person in connection with the collection of a debt. Without
limiting the general application of the foregoing, the following
conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal
means to harm the physical person, reputation, or property
of any person.
(2) The use of obscene or profane language or language
the natural consequence of which is to abuse the hearer
or reader.

Go to ftc.gov for the rest of this section and all your rights.