Your Credit Report & Scores!

Did you know it’s a computer that calculates your credit scores and that it is NOT taking any personal factors into consideration? When a credit report is generated, it is simply a snapshot of the borrower’s credit history up till the date it’s pulled. Your credit report and scores can fluctuate almost daily depending on your financial activities. One of the main things to remember is when looking for a House, Car, Boat, or any other large purchase is NOT to go on a spending spree. This could drop your credit scores below the qualifying rate or your rate could be higher because your scores dropped. If you want to calculate mortgages rates go to www.questgroup-usa.com they have a FREE mortgage calculator you can use and it will help you know what you can afford or how much you can save if you are looking to refinance your home or investment property.