CREDIT CASH & SEX!

Credit, Cash & SEX!!

So.....Now do I have your attention?

You're probably thinking right now, I know Credit and Cash have everything to do with this blog and all the information I need to maintain or correct my credit issues but Sex?  Well sex is a big part of our finances (cash) and credit (credit cards & payments) look around you, almost every advertisement from toothpaste, food, cars, travel, bank cards, clothes, fragrances and cologne (the last 3 are the worst) are half naked trying to get your money. Why? Because SEX SELLS!

Here is a quick history lesson sex in advertising or sex sells, is the use of sex appeal in advertising to help sell a particular product or service. Sexually appealing imagery may or may not pertain to the product or service in question. Examples of sexually appealing imagery include nudity, pin-up girls, and muscular men.

 

The use of sex in advertising can be highly overt or extremely subtle. It ranges from relatively explicit displays of sexual acts, to the use of basic cosmetics to enhance attractive features.

Sex has been utilized in advertising since its beginning. The earliest forms are wood carvings and illustrations of attractive women (often unclothed from the waist up) adorned posters, signs, and ads for saloons, tonics, and tobacco. In several notable cases, sex in advertising has been claimed as the reason for increased consumer interest and sales. The earliest known use of sex in advertising is by the Pearl Tobacco brand in 1871, which featured a naked maiden on the package cover. In 1885, W. Duke & Sons inserted trading cards into cigarette packs that featured sexually provocative starlets. Duke grew to become the leading cigarette brand by 1890 (Porter, 1971). (From Wikipedia, the free encyclopedia)

So are you still confused about this topic and why I'm writing about it? You shouldn’t be actually you should be a little upset right now. Your cash is being pulled away because of some half naked woman or man saying you need that product. Guess what you don't, if you're reading this today or have read in the past see ASSUME RESPONSIBILITY OF YOUR FINANCES 2015 which I go over making a financial list.

You want to keep your cash and even more your credit in good standing, don't fall for all the hype and sex in advertising. You spending outside your financial list on impulse buys will not give you six pack abs, no wrinkles, drop weight or whatever you think it will do for you. Impulse spending is dangerous for your financial and credit future. I promise you it may make you feel good now but when the credit card bill arrives not so much.

Bottom line is making your financial list and STICKING with it, you want a new outfit, tie, or car. That’s awesome get it, but only when you have accounted for it in your list. I’m giving you a little tough love but you’re taking steps to learn how to correct, repair, or maintain current credit status. One last thing from this point forward when you see these sexy advertisements  LOL because you know your cash and credit cards are staying in your wallet.  

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ASSUME RESPONSIBILITY 

OF YOUR

 FINANCES 2015

TIPS ON BUDGETING:

With costs of products expanding everyday it is important to make your own financial arrangement on boosting your money related assets and verifying that each penny earned is well spent.

Arranging your accounts and list of expenditures that may impacted the way you utilize your income/assets to not only strengthen but stabilize your economic future.

Your income, way of life, ways of managing money, present place of employment and house location, typical cost for basic items, payables and loans decides your level of planning needs. Beginning to assume responsibility of your financial status is one certain method for becoming effective in personal fulfillment and achievement.

The accompanying tips and suggestions will give you points of interest on how you can help yourself deal with your income/assets and see another viewpoint assuming responsibility for your finances.

Regard Math As Your Lifetime Partner – Do some basic math in your purchasing needs. Attempt to analyze costs over your current area for the cost of basic needs for you and your family. Is it better to purchase some things in bulk once a month  (toilet paper, paper towels, ect,) versus weekly in small amounts.

Try and save as much as you can (use coupons, in store rebates, buy one get one free) when making purchases. The wealthiest around the world got this way by exercise successful purchasing strategies. They save as much as they can and typically buy in mass to expand their income revenue on the thing they anticipate offering to us (does the name Sam Walton ring a bell).


Betting – Gambling tops the list of making bad financial choices for your life and financial statization. Betting strips you of your assets and causes undo worry and stress, not to mention in some cases your future and current financial.


Know Your Wants VS. Needs – Limit your spending on your needs like housing, food, clothes, transportation (no need trying to keep up with the jones) remember you want a long and successful financial future that is stable . As indicated by several studies, extravagant unneeded purchases are second to betting as far as the level of cash/asset stripping ability.


"Spending More Than you Earn" – Rags-To-Riches more like Riches-To- Rags thats exactly where your finances will be in a very short period of time. It doesnt matter if you make $10,000 a year $250,000 a year, spending more than you make means you will never I mean NEVER be financially stable.


Keeping A Financial List  – Take the time to sit down and make a budget ( if you're not sure where to begin let me know I'll point you in the right direction) it is essential to your prosperity. A savvy purchaser needs to consider the cost not only now but in the future and how a certain item will affect his financial future.


A very wealthy buyer would not think about what is being acquired the as long as he or she has cash to purchase them. Unless you are somebody who has a lot of wealth and assets, you should not be careless, put the charge card down! If its not in your budget you DON'T need it so don't charge it.

 
Visit http://www.creditrepairman21.com
for you very own “DIY” Do It Yourself Credit Repair Kit.

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The Real Reasons Behind Credit Scoring

Why is Credit Scoring Used?

In smaller communities, shopkeepers, banks, department stores, and others in their communities that extend credit often knew by word of mouth who paid their bills on time or paid late even if they didn't pay them at all. As the country grew banks and creditors also grew and the need for credit grew. So the number of their consumer credit applications grew, these creditors needed to establish more systematic and efficient method of understanding if the consumers were good credit risks, bad credit risk, or a credit gamble. Credit scoring became one of these tools. Although smaller local bank, stores and creditors still may rely on your past payment history for your credit evaluations, many large companies now use Equifax,Trans-union. and Experian scoring systems. Although no system is perfect, credit scoring systems can be at least as accurate as informal methods for granting credit -- and often are more so -- because they treat all applicants objectively. Get you "DIY" Do It Yourself Credit Repair Kit



STOP FORECLOSURE NOW!!! Visit http://www.creditrepairman21.com



Visit http://www.creditrepairman21.com
for you very own “DIY” Do It Yourself Credit Repair Kit.