Credit Repair Solutions "DIY" Do It Yourself: 2015

Showing posts with label 2015. Show all posts

Saturday, March 28, 2015

Creditrepairman21.com Handbags4you.com

Friday, March 27, 2015

Credit Repair Dispute Letter

Here is a sample credit dispute letter. Please, remember to use COPIES not originals and get your FREE credit report from Credit Karma make a copy to send with all your documentation. Send it certified mail return receipt requested. Also, keep a copy of your letter for your records. Be looking out for a video this week coming up on proper documentation and how to keep files of all disputes and actions taken.

[Your Name]

[Your Address]

[Your City, State, Zip Code]

[Date]

Complaint Department

[Company Name]

[Street Address]

[City, State, Zip Code]

Dear Sir or Madam:

I am writing to dispute the following information in my file. I have circled the items I dispute on the attached copy of the report I received.

This item [identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.] is [inaccurate or incomplete] because [describe what is inaccurate or incomplete and why]. I am requesting that the item be removed [or request another specific change] to correct the information.

Enclosed are copies of [use this sentence if applicable and describe any enclosed documentation, such as payment records and court documents] supporting my position. Please reinvestigate this [these] matter[s] and [delete or correct] the disputed item[s] as soon as possible.

Sincerely,

Your name

Enclosures: [List what you are enclosing.]

Monday, March 16, 2015

CREDIT CASH & SEX!

Credit, Cash & SEX!!

So.....Now do I have your attention?

You're probably thinking right now, I know Credit and Cash have everything to do with this blog and all the information I need to maintain or correct my credit issues but Sex? Well sex is a big part of our finances (cash) and credit (credit cards & payments) look around you, almost every advertisement from toothpaste, food, cars, travel, bank cards, clothes, fragrances and cologne (the last 3 are the worst) are half naked trying to get your money. Why? Because SEX SELLS!

Here is a quick history lesson sex in advertising or sex sells, is the use of sex appeal in advertising to help sell a particular product or service. Sexually appealing imagery may or may not pertain to the product or service in question. Examples of sexually appealing imagery include nudity, pin-up girls, and muscular men.

The use of sex in advertising can be highly overt or extremely subtle. It ranges from relatively explicit displays of sexual acts, to the use of basic cosmetics to enhance attractive features.

Sex has been utilized in advertising since its beginning. The earliest forms are wood carvings and illustrations of attractive women (often unclothed from the waist up) adorned posters, signs, and ads for saloons, tonics, and tobacco. In several notable cases, sex in advertising has been claimed as the reason for increased consumer interest and sales. The earliest known use of sex in advertising is by the Pearl Tobacco brand in 1871, which featured a naked maiden on the package cover. In 1885, W. Duke & Sons inserted trading cards into cigarette packs that featured sexually provocative starlets. Duke grew to become the leading cigarette brand by 1890 (Porter, 1971). (From Wikipedia, the free encyclopedia)

So are you still confused about this topic and why I'm writing about it? You shouldn’t be actually you should be a little upset right now. Your cash is being pulled away because of some half naked woman or man saying you need that product. Guess what you don't, if you're reading this today or have read in the past see ASSUME RESPONSIBILITY OF YOUR FINANCES 2015 which I go over making a financial list.

You want to keep your cash and even more your credit in good standing, don't fall for all the hype and sex in advertising. You spending outside your financial list on impulse buys will not give you six pack abs, no wrinkles, drop weight or whatever you think it will do for you. Impulse spending is dangerous for your financial and credit future. I promise you it may make you feel good now but when the credit card bill arrives not so much.

Bottom line is making your financial list and STICKING with it, you want a new outfit, tie, or car. That’s awesome get it, but only when you have accounted for it in your list. I’m giving you a little tough love but you’re taking steps to learn how to correct, repair, or maintain current credit status. One last thing from this point forward when you see these sexy advertisements LOL because you know your cash and credit cards are staying in your wallet.